Personal Financial Literacy Teacher and Student Materials

Welcome to the Personal Financial Literacy Teacher and Student Resource Materials page!

• 1.1: Earning an Income
• 1.1: Jobs vs Careers new!
• 1.2: Paying for a Post-Secondary Education new!
• 1.2: Income and Taxes
• 1.3: Income and Taxes new!
• 1.3: Goal-Setting
• 1.4: Goal Setting new!
• 1.4: Managing Your Income
• 1.5: Managing Your Income new!
  

• Standard 1
• 1.1: Jobs vs Careers new!
• 1.2: Paying for a Post-Secondary Education new!
• 1.3: Income and Taxes new!
• 1.4: Goal Setting new!
• 1.5: Managing Your Income new!

• Standard 1 Teacher's Guide
• Standard 1 Teacher's Guide new!
• Combined Answer Keys

• 2.1: Somebody Has To Pay
• 2.1: Somebody Has To Pay new!
• 2.2: Voluntary Compliance
• 2.2: Voluntary Compliance new!

• Standard 2
• 2.1: Somebody Has To Pay new!
• 2.2: Voluntary Compliance new!

• Standard 2 Teacher's Guide
• Standard 2 Teacher's Guide new!
• Combined Answer Keys

• 3.1: Finding Financial Services
• 3.1: Finding Financial Services new!

• Standard 3
• Standard 3 new!

• Standard 3 Teacher's Guide
• Standard 3 Teacher's Guide new!
• Combined Answer Keys

• 4.1Tracking Your Money
• 4.1 Part II: Tracking Your Money
• 4.1:Tracking Your Money new!

• Standard 4
• Standard 4 new!

• Standard 4 Teacher's Guide
• Standard 4 Teacher's Guide new!
• Combined Answer Keys

• 5.1 Getting Started
• 5.1: Getting Started new!
• 5.2 The Rule of 72
• 5.2: The Rule of 72 new!
• 5.3 Saving and Investing Tools
• 5.3: Saving and Investing Strategies new!
• 5.4 Time is Money
• 5.4: Time is Money new!
• 5.5 Managing Financial Risk
• 5.5: Managing Monetary Risks new!

• Standard 5
• 5.1: Getting Started new!
• 5.2: The Rule of 72 new!
• 5:3: Saving and Investing Strategies new!
• 5.4: Time is Money new!
• 5.5: Managing Monetary Risks new!

• Standard 5 Teacher's Guide
• Standard 5 Teacher's Guide new!
• Combined Answer Keys

• 6.1 Planning for Your Retirement
• 6.1: Planning for Your Retirement new!
• 6.2 Longevity and Retirement
• 6.2: Longevity and Retirement new!

• Standard 6
• 6.1: Planning for Your Retirement new!
• 6.2: Longevity and Retirement new!

• Standard 6 Teacher's Guide
• Standard 6 Teacher's Guide new!
• Combined Answer Keys

• 7.1 Remember the Interest
• 7.1: Remember the Interest new!
• 7.2 It is in Your Interest
• 7.2: It's In Your Interest new!
• 7.3 Your Credit Score
• 7.3: Your Credit Score new!
• 7.4 Consumer Credit Legislation
• 7.4: Consumer Credit Legislation new!
• 7.5 Student Loans: Part A The FAFSA
• 7.5: Student Loans new!

• Standard 7
• 7.1: Remember the Interest new!
• 7.2: It's In Your Interest new!
• 7.3: Your Credit Score new!
• 7.4: Consumer Credit Legislation new!
• 7.5: Student Loans new!

• Standard 7 Teacher's Guide
• Standard 7 Teacher's Guide new!
• Combined Answer Keys

• 8.1 Credit Cards: More than Plastic
• 8.1: Credit Cards More Than Plastic new!
• 8.2 Credit Cards: Shopping Online
• 8.2: Shopping Online new!

• Standard 8
• 8.1: Credit Cards More Than Plastic new!
• 8.2: Shopping Online new!

• Standard 8 Teacher's Guide
• Standard 8 Teacher's Guide new!
• Combined Answer Keys

• 9.1 Beware! Consumer Fraud
• 9.1: Beware! Consumer Fraud new!
• 9.2 Beware! Identity Theft
• 9.2: Beware! Identity Theft new!

• Standard 9
• 9.1: Beware! Consumer Fraud new!
• 9.2: Beware! Identity Theft new!

• Standard 9 Teacher's Guide
• Standard 9 Teacher's Guide new!
• Combined Answer Keys

• 10.1 Housing Alternatives
• 10.1: Housing Alternatives new!
• 10.2 Renting an Apartment
• 10.2: Renting an Apartment new!
• 10.3 Buying a House
• 10.3: Buying a House new!

• Standard 10
• 10.1: Housing Alternatives new!
• 10.2: Renting an Apartment new!
• 10.3: Buying a House new!

• Standard 10 Teacher's Guide
• Standard 10 Teacher's Guide new!
• Combined Answer Keys

• 11.1 Identifying Risk
• 11.1: Identifying Risk new!
• 11.2 Different Types of
• Insurance
• 11.2: Different Types of Insurance new!
• 11.3 Using Insurance to Manage Risk
• 11.3: Using Insurance to Manage new!

• Standard 11
• 11.1: Identifying Risk new!
• 11.2: Different Types of Insurance new!
• 11.3: Using Insurance to Manage Risk new!

• Standard 11 Teacher's Guide
• Standard 11 Teacher's Guide new!
• Combined Answer Keys

• 12.1 Risky Business
• 12.1: What are the Odds? new!
• 12.2 Gambling is Risky Business
• 12.2: Gambling is Risky Business new!
  

• Standard 12
• 12.1: What are the Odds? new!
• 12.2: Gambling is Risky Business new!

• Standard 12 Teacher's Guide
• Standard 12 Teacher's Guide new!
• Combined Answer Keys

• 13.1 Managing High Levels of Debt
• 13.1 Managing High Levels of Debt new!

• Standard 13
• 13.1: Managing High Levels of Debt new!

• Standard 13 Teacher's Guide
• Standard 13 Teacher's Guide new!
• Combined Answer Keys

• 14.1 Charitable Contributions
• 14.1: Charitable Contributions new!
• 14.2 Checking Out Charitable Groups
• 14.2: Checking Out Charitable Groups new!

• Standard 14
• 14.1: Charitable Contributions new!
• 14.2: Checking Out Charitable Groups new!

• Standard 14 Teacher's Guide
• Standard 14 Teacher's Guide new!
• Combined Answer Keys